Egypt

Introduction from the CEO

Dragon Oil demands and maintains the highest ethical standards in carrying out its business activities. This is necessary because Dragon Oil’s image is reflected by the people who work for the Dragon Oil Group of companies (the “Group”). Dragon Oil can only build and grow on solid foundations of integrity and strong ethics.

This Code describes the principles of Dragon Oil’s business ethics and is intended to assist all employees in meeting high standards of personal and professional integrity required of them. The Code applies to everyone who works for or with Dragon Oil, whether as employee, director, consultant, officer, contractor (and their subcontractors) or any other business partner.

Our ethics policy is straightforward: everyone working for or with Dragon Oil must uphold the highest standards of business integrity and ethics in the conduct of all Company activity, complying with both the spirit and letter of all applicable laws and regulations. Dragon Oil’s employees are expected to avoid any action or behaviour which could create even the perception that such behaviour is unethical, illegal or otherwise improper.

Irrespective of an employee’s position within Dragon Oil, he or she is involved in the business process including decision-making that affects Dragon Oil and other employees. It can sometimes be difficult to discern if a certain course of action will result in contravention of the provision of the Code. Also, certain situations may arise which may not be covered in our Code of Conduct. If there is any doubt as to whether a certain action is in compliance with the Code or any other Dragon Oil policy, it is expected that an employee will err on the side of caution and discuss the issue with his or her manager. If you have any questions concerning the Code, please contact ENOC Business Ethics & Compliance function.

I am certain that as a team we will uphold the highest ethical standards.

Thank you,

Ali Rashid Al Jarwan
Chief Executive Officer
Dragon Oil

Please click here to read the Code in English

ENOC Ethics Hotline allow employees to report unethical conduct or violation of the Code in an easy and confidential manner – in our efforts to foster a positive work culture and environment. All reported cases are treated with utmost confidentiality and presented to ENOC Business Ethics Committee to approve commencing investigation and to approve disciplinary actions.

ENOC Ethics Hotline Tools:

United Arab Emirates:

800 ENOC Ethic (800 3662 38442)

Turkmenistan:

Tel: +993 654 0 999 2

Worldwide:

Tel: +971 43 782 024

ENOC Ethics Hotline Online Platform

Website : enoc.speakup.ae

HR Disclaimer-Arabic

.إحرصو على تجنب الإتصالات إلاحتياليه التي يزعم أنها بالنيابه عن شركة دراجون أويل او مجموعة الشركات التابعه لها

يجب عليكم التعرف على ما يجب فعله إذا تلقيتم بريدا إلكترونياً تعتقد أنه إحتيالي بسبب وقوع حوادث كثيره في الإونه الاخيرة ارتبطت بشركات توظيف تدعي زوراً أنها تقوم بالتوظيف نيابه عن شركة دراجون اويل او مجموعة الشركات التابعه لها . حيث أنها تخطر الافراد بانه تم مراجعة مؤهلاتهم عن طريق الشبكات المختلفه للتوظيف, وأنهم مؤهلون للعمل لدى مجموعة شركات دراجون اويل سواءاً لغرض التوطين أو تعيين الوافدين الباحثيين عن عمل ,و تطلب منهم تحويل مبالغ كبيرة من المال لدفع ثمن رسوم التوظيف او تصاريح العمل او بوليصة التأمين ,الخ

يرجى العلم بان دراجون اويل أو أي شركة تابعه لها أو متعاونه معها لن تقوم بطلب أموال أو رسوم يتم دفعها في أي مرحله من مراحل عملية التوظيف

قو تماماً انه يطلب دائماً من جميع الافراد المرشحين أو الذين ينجحون في الحصول على عرض عمل من مجموعة شركات دراجون اويل سواءاً بشكل مباشر او غير مباشر الخضوع لعميلة توظيف رسميه حسب سياسة التوظيف لدى مجموعة شركات دراجون اويل او شركتها الام اينوك أو شركات التوظيف المتعاونه معها القائمة على اسس و لوائح واضحه وبعيداً عن أي مطالبات مالية

يمكنكم التعرف على بعض من عمليات الإحتيال عن طريق عنوان البريد الالكتروني , حيث أنها تأتي من عناوين بريد إلكترونيه غير تابعه لشركات دراجون اويل ,وعلى سبيل المثال من عناوين مثل ( ياهو او قوقل دوت كوم ) حيث تستخدم فيها لغه غير رسميه وفي بعض المراحل يتم يطلب تحويل مبالغ مالية لبدء أو إتمام عملية التوظيف

نوصيكم بعدم الرد على عروض ألاعمال أو التوظيف المرسلة بطريقة غير رسمية , ولا تفصحو عن بياناتكم الشخصية أو المالية لأي أشخاص لا تربطكم بهم اي صله,و إن تلقيتم اي من هذه الرسائل نرجو منكم الإتصال بأقرب مركز شرطة وتزويدهم بجميع المعلومات التي قد تكون لديكم من المرسلين وبالاخص عناوين البريد الالكتروني و ارقام الهواتف / الفاكس وما غيرها

HR Disclaimer-Russian

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В последнее время участились инциденты с участием организаций, ложно заявляющих о найме работников от имени «Драгон Ойл». Эти организации, утверждающие, что они являются аффилированными компаниями или уполномочены «Драгон Ойл», уведомляют людей от том, что их квалификация соответствует требованиям на должности (местные или экспатские) в «Драгон Ойл» и предлагают перевести значительные денежные суммы в качестве оплаты разрешений на работу, страховых полисов и т.д.

Обратите внимание, что «Драгон Ойл» (а также компании, производящие набор персонала по поручению «Драгон Ойл») никогда не просят перевести деньги или произвести какую-либо оплату от соискателей на всех этапах процесса найма. Все кандидаты, получившие предложение о приеме на работу в «Драгон Ойл» напрямую или через уполномоченные кадровые агентства, всегда проходят через формальные процедуры найма.

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hr

At the heart of our People First culture is education, training and personal development. We know from experience how unlocking the potential of our people leads to a virtuous circle: when employees achieve more, they enjoy their roles more; and that sense of fulfilment drives even greater ambition, satisfaction – and the company’s growth.

2014 achievements

Training & Development

We also seek out the best training wherever it may be. Our Turkmen national employees regularly undertake professional training programmes abroad, as well as take up regular internships at our headquarters in Dubai. The latter also supports operations in the field and promotes knowledge-sharing through continuous learning and access to senior management.

Dragon Oil Centre of Excellence was launched in April 2010. The Centre of Excellence is dedicated to the training and development of our employees with a particular focus on our Turkmen national workforce.

The key objectives of the Centre of Excellence are:

To enhance and develop the skills and abilities of our employees; To help them develop right skills for more challenging roles in the future;
To help the employee reach his/her full potential by setting specific career goals and improving performance;
To introduce a continuous learning culture in the company and to provide the employees with necessary facilities to undertake learning;
To develop the skills of national employees in both operational and leadership roles to prepare and enable them to assume jobs of higher responsibility as per a defined succession plan; and
To provide more and better quality, cost-effective onsite training solutions and facilities for all on-the-job training.

Dividend History

Year	Period	Dividend per share, US cents	Dividend per share, GB pence	Dividend per share, Euro cents	Announcement date	Ex-dividend date	Record date	Payment date
2014	Final	16	10.9	15.1	17/02/2015	02/04/2015	07/04/2015	30/04/2015
2014	Interim	20	12.0	15.1	05/08/2014	13/08/2014	15/08/2014	15/09/2014
2013	Final	18	10.7	13.0	18/02/2014	02/04/2014	04/04/2014	01/05/2014
2013	Interim	15	9.7	11.3	06/08/2013	14/08/2013	16/08/2013	16/09/2013
2012	Final	15	9.8	11.4	12/02/2013	03/04/2013	05/04/2013	03/05/2013
2012	Interim	15	9.4	11.9	14/08/2012	22/08/2012	24/08/2012	20/09/2012
2011	Final	11	6.9	8.4	21/02/2012	28/03/2012	30/03/2012	27/04/2012
2011	Interim	9	5.7	6.6	10/08/2011	17/08/2011	19/08/2011	23/09/2011
2010	Full-year	14	8.6	9.9	22/02/2011	27/04/2011	03/05/2011	03/05/2011

local content

We believe in conducting ourselves according to the highest standards of business practice. This not only means being true to the Dragon Oil Code of Conduct, which we initiated in 2009; it means looking at how our business impacts the local host areas in which we work.

Having implemented our Dragon Oil Code of Conduct in 2009 to ensure best practice throughout the company, we followed it with a programme to ensure that our contractors follow our code as well. For every project, we conduct a competitive bidding process where we set out specific requirements defining quality, delivery and integrity. We select suppliers based on the best available offer while also taking into account reliability, experience and any previous working relationship we may have had with them.

In 2011, we started to encourage actively our suppliers to use locally sourced labour and materials. In 2012, we laid the foundation of this strategy by endeavouring that any tender we receive for major projects needs to comprise a minimum of 20% local content, if at all possible.

We are also leading by example. In 2010, we allocated land in the harbour area to contractors to allow them to construct platforms and gathering blocks near Dragon Oil’s operations. This not only helped us to supervise the contractors and keep to deadlines, but also had the effect of bringing more local jobs and orders for supplies to the area.

In 2011, the Dzheitune (Lam) Block 1 and C platforms were built in our ship yard followed by the Dzhygalybeg (Zhdanov) Block 4 gathering platform as well as the Dzhygalybeg (Zhdanov) B platform.

Use of local content brings benefits to everyone: our employees, our suppliers, the local community and our host government. Development of the Cheleken Contract Area fields means new opportunities for local businesses and new jobs for local people in, for example, construction and transport.

This helps to stimulate development of the small- and medium-sized enterprise sector within the country. We partner with more than 20 local companies for contractual work and materials supply, and the value of contracts awarded to local companies within the past three years amounts to approximately US$26mn. Currently more than 3,000 local workers are employed by our contractor companies working on infrastructure projects in the Cheleken area.

strategy

Our CSR strategy revolves around a number of undertakings where we aim to:

Develop and empower our Turkmen national human capital;
Contribute in a meaningful way to the welfare of the community in Hazar to foster economic prosperity and well-being;
Undertake projects, which help to improve the living standards of both our employees and Hazar citizens in general, with a particular focus on health and education;
Promote social development and support education;
Undertake projects, develop and implement policies to protect the environment in the Cheleken;
Prioritise HSE by putting significant efforts into site HSE enforcement; and
Strengthen our relationship with suppliers by introducing the Code of Conduct into every contract.

Boiler room scams

Dragon Oil it did not already own in 2015 at £8/share. The transaction completed in 2015. Please refer to the section on Recommended cash offer for more information.

To accept the offer post the deadline, please follow these instructions:

Shareholders wishing to accept after this date will need to write a short cover letter stating their intention to accept and, if they do not plan to use re-unification services offered by Capita, add that they are claiming their entitlement directly, then send it with their original share certificate (using recorded delivery) to

Dragon Oil
c/o Capita Asset Services
P.O. Box 7117
Dublin 2
Ireland

If you have questions on on the acceptance process, please call:

Capita Asset Services, Shareholder solutions helpline on telephone number 01 5530050 (or 00 353 1553 0050, if telephoning from outside Ireland), Option 4.

Suspicious phone calls

Dragon Oil has become aware of unsolicited calls to our shareholders to sell or buy Dragon Oil shares. Shareholders are advised to be cautious about any such unsolicited financial advice, offers to buy shares at a discount or offers of any free services.

Boiler room scams

Unsolicited correspondence, e-mails or calls concerning investment matters usually originate from overseas based ‘brokers’ who target UK shareholders.

If you have been contacted in this manner or you think that you may have become a target of a scam, please contact the Financial Services Authority (FSA) to file a complaint as soon as possible.

Ensure you get the full name of the person you spoke to and the organisation they represent, time of the contact if it is a call and the caller’s number;
Check they are properly authorised by the FSA before doing anything. You can check this on the FSA’s website.
Report it to the FSA. The FSA website maintains a list of overseas firms who have targeted or are targeting UK investors.

The website is https://www.fsa.gov.uk/consumerinformation/scamsandswindles

You can call the Consumer Helpline Monday to Friday (excluding Bank Holidays) from 8am to 6pm:
Telephone: 0845 606 1234
Typetalk: 18001 0845 606 1234

Inform our registrars, Capita Asset Services, Shareholder solutions (Ireland), by calling 00 353 1 553 0050.

How to protect your investment against fraud

To reduce the risk of becoming a victim of fraud:

Ensure that share certificates are stored in a safe place, or hold your shares electronically in CREST via a nominee account;
Keep correspondence from the Registrars, which shows a shareholder investor code in a safe place, or destroy correspondence by shredding;
When changing address, inform the Registrars;

Share Certificate

For all share certificate-related enquiries, please contact Dragon Oil’s Company Registrars:

Capita Asset Services, Shareholder solutions (Ireland)

2 Grand Canal Square

Dublin 2, Ireland

Tel: 00 353 1 553 0050

Fax: 00 353 1 224 0700

E-mail Capita Registrars

Qusai Al Shared - Board Member

Board Member

Qusai Al Shared has 25 years’ experience in the energy industry. He has a BSc in electrical engineering from UAE university and an MBA from Heriot Watt university with a particular focus on privatization and regulation. He held several executive positions in the Dubai Electricity and Water Authority, including power system operation, planning and projects, generation, and distribution. Since 2006 he has pursued an independent career, including working with the consultancy Green Energy and in the construction and real estate sectors as well as a tenure as an energy advisor for Dubai Municipality

Hussain Lootah - Board Member

Board Member

Hussain Lootah is an accomplished and entrepreneurial senior-level executive with more than 30 years of experience in the Oil and Gas sector in the UAE. Notably, he has had a long <br>and successful career with ADNOC group of companies and his wealth of experience extends to both the upstream and downstream sectors. Mr Lootah holds a Bachelor degree in Business Administration and Economics from New Hampshire College, UK, and a CPA from Montana University.

Abdulkarim Ahmed AlMaazmi - Executive Director Exploration & New Ventures

Mr Abdulkarim Almaazmi is a veteran leader and amongst the most respected minds in the oil and gas sector. He has accumulated over 36 years of experience and a strong delivery record. His leadership was proven in significant businesses with large multi-cultural and multi-discipline teams. Abdulkarim has built mutually respectful and influential business relationships with stakeholders in the Middle East Region and represented companies at senior executive positions.

Savvy visionary and is esteemed as a proponent of empowerment and accountability and is known for leading companies through changes and challenges to profitable growth.

In July 2011, he served as the President & General Manager of BP UAE, where he spearheaded the upstream segment in partnership with ADNOC and the Government of Sharjah. Under his leadership the company collectively produced around 235 thousand barrels of oil per day BP Net. He served as primary contact for onshore concession renewal (ADCO 2014) and offshore (ADMA 2018).

Abdulkarim joined Dragon Oil (ENOC) in May 2018 as Executive Director of Exploration & New Ventures. Overseeing interests in MENA region.

Additionally, his Board Memberships include:

Board member of ADCO, ADMA, ADGAS, NGSCO & Bunduq Abu Dhabi (2011-2016)
Board member of Anabeeb JV Company – Sharjah (2010 – 2016)
Governance Board member in Petroleum Institute – Abu Dhabi (2011- 2016)
Board of Trustees for Emirates National Development Program Dubai (2005 – 2013)Mr

Tayeb Huwair - Executive Director - Engineering & Projects, OPERATIONS

Mr. Tayeb Huwair: joined Dragon Oil on 21^st May, 2017 as Chief Operating Officer (Non-Operating Asset) based in Dubai. Tayeb holds a Bachelor’s degree from Tri State University, Indiana USA in Chemical Engineering. Tayeb comes to us with over 25 years of experience in Project Management, Project Interfaces, Discipline Engineering, Field Development Concepts, Business Planning, Screening and Ranking of Capital Investments and Operation. Before joining Dragon Oil, Mr. Huwair worked for ADMA-OPCO as Senior Vice President (Projectd & Engineering).

Mana Bin Qutami - Executive Director of Corporate Services

Mana Bin Qutami, Executive Director of Corporate Services comes to us with finance background and over 15 years of experience in the public and private sectors and holds a Master’s Degree in Business Administration from the University of Sunderland in the United Kingdom.

Ahmad Ali Bin Obood - Director of Finance and Planning

On October 2017, BinObood has joined Dragon Oil as the Director of Finance. He has over 19 years of leadership and financial experience, mainly in the Government Sector. BinObood earned a B.Sc degree in Accounting from the Higher Colleges of Technology in Dubai, and an MBA from Zayed University; and a degree in Leadership from Harvard School.

Fareed Abdulla Al Hashmi

Fareed AlHashmi joined Dragon Oil in July 2017 as Executive Director – Petroleum Development and recently promoted to Chief Operating Officer – Operating Assets.

With over 35 years of experience in field development, drilling, operations and as well as management, he worked namely for ADNOC. Fareed holds a Bachelor of Science degree in petroleum engineering from WVU in USA.

Ali Rashid Al Jarwan – CEO

On 4th March 2017 Al-Jarwan joined Dragon Oil as MD Exploration & Production and CEO. He has over 3 decades of leadership and technical experience in E&P. Al-Jarwan earned a B.Sc degree in petroleum engineering from the University of Tulsa, Oklahoma; MBA from the International Institute of Management Development in Switzerland; and a degree in General Management from Cranfield School of Management in the UK.

H.E. Saeed Mohammed Al Tayer – Vice Chairman

H.E. Saeed Mohammed Ahmed Al Tayer has an overall experience of more than 31 years in the field of telecommunications, energy and water.

Under his leadership since 1992 DEWA achieved unprecedented successes and has become one of the very best distinguished utilities in all aspects world-wide.

As an initiative of his own, several successful companies were established, including Emirates Central Cooling Systems Corporation (EMPOWER), and many other companies.

He is a member of Dubai Executive Council and Chairman of Infrastructure and Environment Committee, Vice Chairman of the Dubai Supreme Council of Energy (DSCE), Chairman of Dubai Smart City Office, Vice Chairman of Emirates Global Aluminium (EGA), Vice Chairman of Emirates National Oil Company (ENOC), and Chairman of UAE Water Aid (SUQIA) Board OF Trustees. Also, His Excellency is a member, vice chairman, or chairman of various high-level committees, and higher leading councils in the Emirate of Dubai.

He received a number of prestigious awards such as the “Middle East Champion of Energy” award received at the World Green Economy Summit 2015 from the United Nations Development Programme (UNDP). Early in 2016, the UNDP appointed His Excellency as its “National Goodwill Ambassador for Sustainable Development”.

H.E. Abdulrahman Al Saleh

His Excellency Abdulrahman Al Saleh is the Director General of the Department Of Finance of the Emirate of Dubai. He is also the Chairman of the Board of Directors of Dubai Financial Support Fund.

Prior to joining DOF, Mr. Al Saleh spent four years as the Senior Executive Director for Corporate Affairs in Dubai Customs (DC). In this role, he was responsible for managing the support departments for DC, which includes Finance, HR Management, HR Development and Admin Services.

He chaired a number of committees in DC such as introduction of Value Added Tax in Dubai, Employee Affairs Committee, Executive Credit Policy Committee and was a Member of Reform & Modernization Program Committee and Information Technology Steering Committee.

Prior to this, Mr. Al Saleh held numerous Finance and Accounting positions for government departments on a local and federal level. He gained experience in chairing and participating in various organizational and strategic committees including the Executive Credit Policy Committee and Task Force for Indirect Taxation.

Mr. Al Saleh is a member of Supreme Fiscal Committee and also a Board Member of Dubai World and the Chairman of Drydocks World. He was member of the High Committee for the Regulation of the Audit Profession in UAE (2002 – 2006).

He is a fellow member of the Chartered Institute of Management Accountants in the UK, and holds an Executive MBA from the American University of Sharjah.

Hussain Hasan Mirza Al Sayegh

Board Member

Born in 1949, Mirza Al Sayegh earned a Bachelor’s Degree in 1971 in Business Administration from the University of Jordan. He has held various diplomatic positions and has been appointed to the boards of numerous companies, as Chairman or Deputy Chairman, both in the UAE and overseas. The companies under his charge cover a wide spectrum of commercial and charitable organisations. He is also the Board Member of Dragon Oil’s Audit Committee.

Turkmenistan

We are extending our corporate social responsibility work to other regions of interest to us. In particular, Iraq is one of the countries where we feel there are significant opportunities for operators to explore and develop the country’s substantial hydrocarbon resources. One of the projects we are commencing in Iraq is the refurbishment of sanitary facilities at three secondary schools for girls in the Basra City, Iraq.
Refurbishment of sanitary facilities in the Basra region, Iraq

Community programme

Smaller-scale community-support projects include refurbishment of a local school and nursery. During 2013, we sponsored a number of sports, social and cultural events in Hazar; we will continue to do so for the benefit of the community.

Dragon Oil Cup Tournament

In 2010, Dragon Oil and the Hazar urban sports committee set up the Dragon Oil Cup Tournament.

Here is a translation of an article published in Neutral Turkmenistan highlighting the results of the 5^th tournament in Hazar, Turkmenistan.

The tournament launched in 2010 by the petroleum company together with the Hazar urban sports committee is held annually as Hazar open championships in a variety of sports. It quickly gained popularity among young people of this seaside region and the country. Youth sports competitions took place as part of the 5^th Tournament for the Dragon Oil Cup in July 2014 with final matches between volleyball teams of Hazar sports school.

The games were kicked off by indoor soccer tournaments involving football players from Ashgabat and towns and districts of the Balkan region. During uncompromising matches, the team from the Ashgabat Olympic Reserve School won. Football players from Hazar took the second place, Kumdag players came third.

Basketball players from Ashgabat, Balkanabat, Dashoguz, Mary, Turkmenbashy and Hazar followed the football players in competing for the Dragon Oil Cup. The tournament hosts were undisputed leaders in these heated games. Teams of Mary and Balkanabat took second and third places in the tournament, respectively.

In the boxing ring of the Hazar Training and Health Centre sportsmen performed an unforgettable show. Boxers from cities of the Balkan region: Balkanabat, Kumdag, Serdar, Turkmenbashy and Hazar participated in the games for the Cup. Young and old came to admire athletes’ strength and dexterity in this courageous sport. The hall was packed. During the preliminary stage, noted by a significant suspense, boxers demonstrated unexpected tactical moves, endurance, perseverance and a strong will to win. The final matches attracted attention of the entire audience. Fans joyfully supported advances of young masters of the “leather glove” and each time welcomed their success by a storm of applause.

Impressive wins by Hazar boxers in these final matches brought them the first place in the overall team ranking. Sportsmen of Balkanabat received the second overall team place. Boxers from Serdar gained the third place on the podium.

The awards ceremony for the champions and prize winners of the Dragon Oil Cup Tournament marked the closing of the boxing tournament. Sponsors and organizers of junior sports competitions held on shore of ancient Hazar awarded certificates of commendation and commemorative gifts to sportsmen.

Read the original article in Russian by Mikhail Bobkin, Neutral Turkmenistan Newspaper

Polyclinic

From 2011 to early 2013, Dragon Oil undertook a significant project, building a polyclinic in Hazar, Turkmenistan to provide healthcare services to our employees and the local community. In 2011, Dragon Oil completed the concept design and scope of work and awarded a contract for this US$5mn project to an international contractor. We are pleased to report that the polyclinic building and related infrastructure have been completed and the polyclinic is open to the citizens of Hazar and neighbouring towns.

We continue to lend support to the local community by undertaking smaller-scale community-support projects, such as the refurbishment of a local school and nursery. We also sponsored a number of sport and art-related events and committees in Hazar, Balkanabad and Ashgabat, Turkmenistan.

State of the art polyclinic in Hazar,Turkmenistan

As part of our corporate social responsibility activities, we aim to undertake projects that serve the community’s needs and improve people’s living standards as well as bring a better community life. Our primary focus is on such projects for the citizens of the Hazar town, where we have our operations base.

The construction of a state-of-the-art polyclinic and related facilities, equipped to a high standard and with all the necessary medical supplies, was a big project for Dragon Oil. The services provided at this polyclinic supplement the services offered at the existing polyclinic for the citizens of Hazar, our employees and the families of our local employees. The new polyclinic is located in the vicinity of the existing polyclinic, a hospital and a prophylactic centre.

The new polyclinic allows to provide medical treatments at brand new facilities with a focus on routine medical treatments, health awareness, disease prevention and health risk management.

The project called for a construction of a two-storey building with a total of 118 rooms allowing to treat up to 100 patients during two shifts per day. Specialist doctors’ rooms include gastroenterology, ear-nose-and-throat consulting with an operating room, ophthalmology, cardiology among other specialist consulting services.

Desalination plant

The construction of the desalination plant in 2009 served a dual purpose of providing water to our operations and improving the Community’s access to portable water.

The seawater desalination plant case study

DRAGON OIL

EGYPT - Gulf of Suez

Relinquished Exploration Concessions

Tunisia

Algeria

Philippines

Suspicious phone calls

Boiler room scams

How to protect your investment against fraud

Dragon Oil Cup Tournament

State of the art polyclinic in Hazar,Turkmenistan